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To help you maintain resiliency in your portfolio, the investment professionals at New York Life Investments share their insights on the market and its impact on their specific area of expertise.

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Asset allocation and diversification may not protect against market risk, loss of principal, or volatility of returns. There is no guarantee that these investment strategies will work under all market conditions or are suitable for all investors, and each investor should evaluate their ability to invest long term, especially during periods of downturn in the market. No representation is being made that any account, product, or strategy will or is likely to achieve profits. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for accounting, legal, or tax advice. Clients should consult your tax or legal advisor regarding such matters.

The views expressed herein are from Wellington Management and do not necessarily reflect the views of “New York Life Investment Management LLC (NYLIM)” or its affiliates. “New York Life Investment Management LLC (NYLIM)” engages the services of unaffiliated, federally registered investment advisors such as Wellington Management. The products and services of “New York Life Investments” boutiques are not available to all clients and in all jurisdictions or regions.

This material represents an assessment of the market environment as of the date of this material; is subject to change; and is not intended to be a forecast of future events or a guarantee of future results. This information should not be relied upon by the reader as research or investment advice regarding any funds or any particular issuer/security. The strategies discussed are strictly for illustrative and educational purposes and are not a recommendation, offer, or solicitation to buy or sell any securities or to adopt any investment strategy. There is no guarantee that any strategies discussed will be effective.

Any forward looking statements are based on a number of assumptions concerning future events, and although we believe the sources used are reliable, the information contained in these materials has not been independently verified, and its accuracy is not guaranteed. In addition, there is no guarantee that market expectations will be achieved.

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New York Life Investments

Our multi-boutique business model is built on the foundation of a long and stable history, which gives our clients proven performance managing risk through multiple economic cycles. With capabilities across virtually all asset classes, market segments, and geographies, our family of specialized, independent boutiques and investment teams allows us to deliver customized strategies and integrated solutions for every client need.