MAY 16, 2023
Failures, Funding, and Financial Resiliency - 1Q Bank Earnings

What matters to credit investors? 

MAY 2, 2023
Fundamental International Equity – 1Q23 Review and Outlook

The Fundamental Equities team reviews how their strategy performed this past quarter and provides their outlook for the next quarter.

MAY 1, 2023
Making India a Global Growth Engine

Can the World’s Largest Democracy Become the Growth Engine of the Next Decade?

 

APRIL 12, 2023
Is the Fed on the Verge of Cutting Rates?

Don’t count on it. The Fed is willing to tolerate labor market pain in order to bring inflation back to target and make sure it stays there.

 

FEBRUARY 15, 2023
Bonds are Back to Being Bonds

Are bonds back? The Global Credit team give their thoughts as to why higher income will drive investment grade returns.
 

 

FEBRUARY 8, 2023
Reshaping Buildings: Opportunity in Plain Sight

In their latest insight, the MacKay Shields Fundamental Equity team believes that investing to improve the energy efficiency of buildings is a cost-effective solution to reducing carbon emissions.

JANUARY 24, 2023
Fundamental International Equity — 4Q22 Review and Outlook

The Fundamental Equities team provides thoughts on what is to come in 2023 and reviews how their strategy performed this past quarter. 

JANUARY 12, 2023
Preparation Seizes Opportunity — Higher Accruals Set the Pace

Looking ahead to the year 2023, the MacKay Municipal Managers team provides their top 5 market insights on the year to come. 

JANUARY 6, 2023
Recession, Resiliency, and Risks

In his 2023 outlook, our senior macroeconomist Steve Friedman gives his perspective on a possible recession in 2023, what the path for a soft landing would look like, consumer stress, and more.

JANUARY 6, 2023
2023 Macroeconomic Outlook

2023 will be the year in which the full impact of global policy tightening will be felt in force, with growth slowing and inflation moderating.


 

JANUARY 6, 2023
Find Enduring Value in High Yield

Andrew Susser, Head of High Yield, discusses the challenges faced in 2022, the unseen risks that may present itself in 2023, and shares how he thinks about building client portfolios using a bottom-up approach while thinking of an impending recession.

JANUARY 6, 2023
Return of the Bond

Neil Moriarty, Co-Head of Global Fixed Income, reflects on 2022 and discusses where the opportunity may lie in 2023, and what they feel the Fed’s “stepping down” on interest rate increases means for the bond market.
 

JANUARY 6, 2022
The Year of the Bond

In our 2023 outlook, the Global Fixed Income team explains why we fervently believe bonds are back and 2023 will be the “Year of the Bond.”
 

 

JANUARY 6, 2023
Downgrades, Defaults and Regional Allocations

Michael DePalma and Cameron White on the Global Credit team share their outlook for the Global Credit market, their observations on downgrades and defaults in the next year, and how they think about regional allocations in 2023.

JANUARY 6, 2023
2023 Global Credit Outlook

We believe that 2023 will be a game of two-halves. Markets do not operate on any particular script, but at a minimum, we expect markets to offer plenty of relative value opportunities in 2023.

 

 

JANUARY 6, 2023
Countries of Interest, Trends and Regional Outlooks

In the team’s 2023 outlook, Philip Fielding and Valentina Chen, Co-Heads of Emerging Market Debt team gives their insights to what countries and sectors look the most attractive to them in the coming year and where they see the asset class heading.

JANUARY 6, 2023
2023 Emerging Market Debt Outlook

After two consecutive down years of total return in emerging markets debt, we are more positive on the total return outlook for 2023.

JANUARY 6, 2023
Issuance, Interest Rates, and Investment Process

Edward Silverstein, Head of Convertibles, gives their outlook on convertibles as an asset class in 2023, their investment process, and more.


 

JANUARY 6, 2023
Key Factors Weighing on International Equity Markets

Carlos Garcia-Tunon, Head of Fundamental Equity, provides the factors they are most preoccupied with in 2023 and how they approach these factors.

DECEMBER 10, 2022
Think Outside the Usual Toolbox

What are some of the lessons learned from the inclusion of high yield corporates and how are they similar to taxable and tax exempt municipals? 

 

DECEMBER 10, 2022
Gain Muni Exposure Through a Specialized Manager

When investors contemplate about including municipals in their portfolios, they believe it’s already covered with their core managers. So then should investors look to be exposed directly to these funds or through a specialized managers? 

DECEMBER 10, 2022
Are All Muni Bonds Tax Exempt?

Wait, aren’t all municipal bonds tax exempt? Bob Burke, Portfolio Manager on the MacKay Municipal Managers team, answers this and other questions investors have around taxable municipal bonds.

DECEMBER 10, 2022
US Taxable Municipal Bonds: Beyond the Basics

Preferential capital treatment, low correlations, historically stable ratings, and ESG friendly credits, have piqued institutional interest in the taxable municipal bond asset class. 

DECEMBER 1, 2022
Don't Judge a Bond By Its Label

As the volume of green, social, sustainable and sustainability-linked (GSSS) bonds grows, the terms of new, supposedly green or sustainable debt are getting looser or failing to reflect current best practices (or both). 
 

NOVEMBER 14, 2022
Fundamental International Equity ─3Q22 Review and Outlook

The Fundamental Equity Team provides their outlook for the remainder of the year and discusses how our strategy measured up in the international equities market. 

NOVEMBER 8, 2022
Reaping Rewards from Early Policy Responses

We find that current emerging market valuations have priced in negative scenarios that are already reflected in risk premiums.

NOVEMBER 4, 2022
What We Expect from the 2022 Midterm Elections

MacKay Municipal Managers consider public policy and the political landscape to be a critical component of the team’s investment process.
 

OCTOBER 24, 2022
The Perceived Problem

Read our analysis of market pricing and the impact of Federal Reserve and ECB interventions in the corporate bond market.

 

SEPTEMBER 29, 2022
Implications for the Energy Sector

Our Head of Fundamental Research Cameron White discusses the implications of the IRA for the energy and utilities sectors.

 

SEPTEMBER 28, 2022
Implications for the Auto Industry

Our credit analysts discuss the potential impact of the IRA on the auto sector as it relates to the investment grade and high yield credit markets.



SEPTEMBER 12, 2022
The Macroeconomic Effects of the IRA

While the IRA should result in significantly lower greenhouse gas emissions over time, it is likely to have very little impact on one of its stated goals.

SEPTEMBER 12, 2022
Will the Stars Align for a More Orderly Transition?

The IRA represents the emergence of a national climate policy in the US, one that relies primarily on incentives in hopes that innovation will drive change.

 

AUGUST 17, 2022
Why Some Emerging Market Central Banks Were Well-Prepared for the Global Inflation Shock, and What It Means for EM Debt

Many emerging market central banks acted much more proactively, tightening monetary policy well in advance of their developed market counterparts.

JULY 31, 2022
2022 Municipal Bond Market Insights: Mid-year Update

We believe the municipal bond market offers relatively attractive prices and yields, and credit health remains solid.

 

JULY 31, 2022
Top 5 Fixed Income Market Insights for 2022: Mid-year Update

We believe fixed income valuations are meaningfully more attractive and current yields have greatly improved the income profiles for investors.

JULY 31, 2022
Convertibles 2022 Mid-year Outlook

With the rise in rates, we expect more companies will be coming to market and issuing converts. As the rate differential rises between convertibles and straight bonds the quality of companies issuing converts will likely improve.

JULY 31, 2022
Emerging Markets Debt: 2022 Mid-year Outlook

We believe that amid the very negative overall market reaction in the first half of 2022, underlying improvements in sovereign and corporate balance sheets have not been fully reflected in valuations.

JUNE 28, 2022
Forward Guidance: To Neutral and Beyond

In our latest episode of Forward Guidance, we discuss the market reaction to the July FOMC policy decision and communications about the outlook for the economy and policy.

JUNE 28, 2022
Only Hawks go to Central Bank Heaven

Many investors expect the next contraction to be brief and shallow, followed by a robust recovery, because they assume the Fed will quickly pivot to lower rates, aggressive use of forward guidance and quantitative easing.

JUNE 9, 2022
After the Shock: Picking Winners and Losers in Emerging Markets

Financial markets are experiencing sharp declines this year driven by rising inflation, Russia’s invasion of Ukraine, challenges to the growth outlook in China and general investor pessimism.

MAY 17, 2022
No, Record-High Job Openings Do Not Improve Prospects for a Soft Landing

Chair Powell has stated that the high level of openings affords policy-makers the opportunity to fine-tune labor demand without causing a recession.

MAY 16, 2022
Convertibles: Why Now?

At 2% of the US investment-grade market and 15% of the US high yield market, US convertibles are often overlooked by investors. 

 

 

MAY 16, 2022
Thoughts on Equity Market Sell-off

After two years of strong returns, equity markets have faced a challenging start to 2022.


 

MAY 15, 2022
Rapid Transition to Electric Vehicles Will Upend Global Auto Industry

The global auto industry is on the cusp of a transformation.

MAY 8, 2022
After the First Quarter Shock: Investing in Emerging Market Debt

Most financial markets sold off sharply in 2022’s first quarter in response to the war in Ukraine, rising inflation and expected interest-rate hikes.

 

MAY 6, 2022
Post FOMC Roundup - Clarity from the Fed…For Now

In this Post-FOMC Roundup, we discuss the Fed’s forward guidance for the next few months and what it could mean for financial markets.

MARCH 31, 2022
Balancing How to Stay the Course in Challenging Times

Inflation is rising across regions; the US Federal Reserve and the European Central Bank are on the cusp of normalizing interest rates.

MARCH 31, 2022
Hard Truths on Soft Landings

Chair Powell noted that the historical record provides “some grounds for optimism” regarding prospects for a soft landing.

 

MARCH 23, 2022
Speak Loudly and Carry a Small Stick

Chair Powell’s tough words on inflation and the Committee’s latest projections.
 

MARCH 7, 2022
Dislocations in the Taxable Municipal Market Today

Given the backdrop of both geopolitical tensions and changing monetary policies at a global level, we have seen elevated volatility since the beginning of the year. 

FEBRUARY 24, 2022
International Equity Market Review and Outlook

In 2021, stock selection within the Healthcare and Technology sectors drove most of the outperformance of our International Equity strategy. 

FEBRUARY 17, 2022
Remaining Constructive on the Outlook

Yes, there’s reason to worry about inflation and the Federal Reserve’s hawkish pivot. But there are also reasons to remain constructive about the outlook. Here are three. 

JANUARY 19, 2022
MacKay’s Global Fixed Income Insights 2022

2021 proved to be a year of transition in fixed income.

 

JANUARY 13, 2022
MacKay Municipal Managers’ Insights 2022

The past two years are altering the future direction of our lives: where we live, work, learn, communicate and how to prudently invest in municipal bonds.

DECEMBER 3, 2021
Markets Are Still Not Pricing in Enough Monetary Policy?

Tapering of asset purchases gives the FOMC the option of three to four quarterly policy rate increases next year. 
 

NOVEMBER 21, 2021
ESG & Fixed Income - Beyond Ratings and Labels

Sustainable investing—has moved to a mainstream investment approach. 

 

OCTOBER 21, 2021
High Conviction Ideas for a Post-Pandemic World

While the broad global economy has bounced back from the worst of the COVID-19 downturn, some badly hit sectors and industries offer what we believe is compelling value.

OCTOBER 15, 2021
The Case for a Different Kind of Credit

Securitized credit can offer three important benefits to fixed income investors, including diversification benefits, downside risk mitigation and portfolio efficiency. 

OCTOBER 15, 2021
Stagflation: How Real Is the Risk?

Recent market chatter about stagflation risk is understandable, given disappointing economic data and continuing price pressures.



SEPTEMBER 24, 2021
Digging Deep Into Material Factors for ESG Investors

A look at which ESG factors are material, how we track factors that may become material, and how we incorporate the materiality of ESG factors into our credit research and investment processes.

AUGUST 20, 2021
FAIT Accompli? Fiscal Policy and Inflation Are Reshaping the Monetary Policy Outlook

Prospects for sustained fiscal stimulus, combined with moderate inflation, set the stage for a higher policy rate than financial markets currently discount for the years ahead. 

JULY 29, 2021
Will the Delta Variant Derail the Economic Recovery?

Probably not. Growth will likely moderate in major economies, but progress in vaccination campaigns and more effective treatments reduce the odds of a return to lockdowns and a more pronounced slowing in economic activity.

JULY 29, 2021
Audio: New Downside Risks For Global High Yield?

Matthew Jacob, Portfolio Manager, Global Credit Team, speaks to Steve Friedman, Senior Macro Economist, on global high yield portfolio implications.

 

JULY 19, 2021
2021 Mid-Year Market Insights Update

Consistent with MacKay Municipal Managers’ forecast in our 2021 Insights, the municipal market demonstrated significant resilience in the first half of 2021 reinforcing its historic adaptability.

JUNE 22, 2021
Webinar Replay: Infrastructure Bonds Webinar Replay

The webinar discussion explores why munis is an overlooked asset class, infrastructure policy implications, opportunities for institutional investors.

JUNE 20, 2021
Audio: Did We Dodge A Policy Mistake?

Neil Moriarty, Co-Head of Global Fixed Income, speaks to Steve Friedman, Senior Macroeconomist, on key takeaways for markets and portfolios.
 

JUNE 20, 2021
June FOMC Meeting: Short-Term Surprise, Long-Term Benefits

Communications at the June FOMC meeting were more hawkish than the market expected, but align with our own thinking on the likely path of policy rates.

MAY 10, 2021
Maximum Employment and the Risks of a Policy Error

The Federal Reserve’s new policy strategy may support a long and vigorous economic recovery.


MAY 10, 2021
Audio: Higher Inflation?

Stephen Cianci, Co-Head of Global Fixed Income, speaks to Steve Friedman, Senior Macroeconomist, on the risks of a monetary policy error and the implications for fixed income investors.
 

MARCH 28, 2021
Audio: ESG Engagement Part 3 - Negative and Positive Engagement Examples

Given the spectrum of experiences and outcomes in the ESG space, Mark Kehoe and Alexandra Wilson-Elizondo share examples of a negative and positive ESG engagement.

MARCH 28, 2021
Audio: ESG Engagement Part 2 - Emerging Areas of ESG Engagement

Co-Head of Credit Research Mark Kehoe unpacks four emerging areas of engagement in fixed income sectors.

MARCH 28, 2021
Audio: ESG Engagement Part 1 - Alpha Generation Opportunities

The ability of the investor to exert change at the company to improve the risk-reward dynamic, how relevant is this for bond investors?
 

 

MARCH 25, 2021
Responsible Investing Series: ESG Engagement in Practice

Many investors fear that applying Environmental, Social and Governance (ESG) criteria to their investments will reduce returns.

 

MARCH 16, 2021
Credit Markets and the Rate Spike

Not all periods of sharply rising interest rates are the same – the reasons for a rate rise matter as much as its magnitude and speed.

 

MARCH 16, 2021
Audio: Credit Perspective on Rising Yields

Alexandra Wilson-Elizondo, Senior Portfolio Manager of the Global Fixed Income Team, speaks to Steve Friedman, Senior Macroeconomist, on the team’s constructive credit market view.

FEBRUARY 16, 2021
Audio: Remote Work Portfolio Implications

Portfolio manager discussion on remote working with Joseph Cantwell, Co-Head of Global Fixed Income.

 

 

FEBRUARY 16, 2021
Will Remote Work Disrupt the Inflation Narrative?

The pandemic has sped up the trend to remote work, which would otherwise have played out over many years.

 

 

JANUARY 21, 2021
Tempting FAIT with Fiscal Policy

The Georgia Senate election results have upended expectations for fiscal policy.

 

 



JANUARY 11, 2021
MacKay Municipal Managers’ Insights for 2021

It may seem bold to use only a single word to capture our outlook for the municipal market in 2021.

MAY 23, 2023
MacKay Shields High Yield Market Update – May 2023

Nate Hudson, Portfolio Manager at MacKay Shields shares his observations of the High Yield market for the first quarter of 2023.

MARCH 31, 2023
Banking Crisis—How Deep a Contagion?

Mark Kehoe, Portfolio Manager and Senior Analyst on the Global Credit team at MacKay Shields gives his thoughts around the current bank crisis and provides background on what Additional Tier 1 Securities are and how they play a role in the crisis. 

MARCH 29, 2023
Opportunities in Emerging Market Debt

Valentina Chen, Co-head of EMD, explores the outlook across currencies, rates and corporate bonds both local and hard currency and set out views on where value may lie.
 

 

MARCH 23, 2023
Where are we in the High Yield market today

Joseph Maietta on the MacKay Shields High Yield team breaks down his thoughts on the market today.

MARCH 23, 2023
Default rates in the latest economic cycle 

What default rates are the High Yield team expecting in the latest economic cycle?

APRIL 1, 2022
Panel Q&A with MacKay Analysts

The economic impact of the unfolding crisis in Ukraine is likely to be stagflationary for advanced economies, including the U.S.

 

APRIL 1, 2022
Economic Outlook Discussion

By year end, GDP growth is likely to slow to its trend rate of about 2%, with core inflation still above 4%.

APRIL 1, 2022
Asset Allocation Discussion

Watch our panel discussion on understanding asset prices, inflation and growth in a structured way.

MARCH 31, 2022
Making A Difference In The Community

We recognize the women at MacKay who make a difference in our communities. Hear their stories and how service has enriched their lives.

MARCH 22, 2022
Mentorship and Finding Inspiration

Our colleagues share the importance of mentorship. See how they give and find inspiration along their career journeys. 

MARCH 17, 2022
Tougher Talk on Inflation

In a Post-FOMC Roundup, we discuss the Fed's growing emphasis on fighting inflation, while also noting how accommodative policy remains. 

 

MARCH 14, 2022
Celebrating the Women of MacKay: Careers in Finance

Hear the heartfelt career conversations from the women of MacKay and their advice for others in pursuit of this field.
 

MARCH 10, 2022
Policy, Price Pressure and Portfolios

Watch the recording on MacKay’s discussion of macro, sector and asset class dynamics in advance of the next FOMC meeting.

MARCH 8, 2022
International Women’s Day—Break the Bias

Imagine a world where difference is valued and celebrated. We can all do our part—hear and see our commitment.

MARCH 1, 2022
Celebrating Women’s History Month

The women of MacKay inspire through collaboration, diversity, agility, commitment, drive, integrity and resilience. 

JANUARY 31, 2022
Out of Patience

In a Post-FOMC Round Up, Steven Friedman and Stephen Cianci discuss raising rates, inflation, and how we're repositioning portfolios. 

DECEMBER 14, 2021
Convertibles Team - 2022 Outlook

Thomas Wynn, CFA, Portfolio Manager, focuses on the impact of rising rates, lower volatility than stocks, and asymmetric returns.

DECEMBER 14, 2021
Global Fixed Income Team - 2022 Outlook

The Global Fixed Income Team discusses a cycle like no other, inefficient bond pricing, and a bifurcated market.

DECEMBER 14, 2021
Global Credit Team - 2022 Outlook

Eric Gold, Head of Global Credit, highlights rising stars, relative value in single Bs, and yield + upgrades in energy.

DECEMBER 14, 2021
Fundamental Equity Team - 2022 Outlook

Carlos Garcia-Tunon, CFA discusses Covid's impact on supply chains, interest-rate policy shifts, and Chinese Regulation.

DECEMBER 14, 2021
Macroeconomic Outlook for 2022

Steven Friedman, Senior Macroeconomist, highlights the Fed's pivot from patience on inflation and conflicting signals on trend growth.

DECEMBER 14, 2021
ESG Outlook for 2022

Erin Heide, Director of ESG & Sustainability Initiatives, talks climate risk, standard metrics, and engagement.

DECEMBER 14, 2021
High Yield Team - 2022 Outlook

Andrew Susser dicusses inflation and pricing power and iinterest-rate and Ccedit risk in high yield.

SEPTEMBER 29, 2021
Beyond Ratings and Labels

Our High Yield Team and Global Credt Team, join Municipal Managers to discuss Fixed Income & ESG.

DECEMBER 14, 2021
Corporate Responsibility - 3 Things to Watch in 2022

Jeffrey Phlegar and Janelle Woodward discuss employee engagement, responsible citizenship, and community partnership.

OCTOBER 15, 2021
Fixed Income Investing in the Middle of the Cycle

Stephen Cianci, Head of Global Fixed Income speaks to Steve Friedman, Senior Macro Economist on mid cycle portfolio implications.

Muni 360 Podcast

Listen to the most recent podcast, as the seasoned active investors at MacKay Municipal Managers share their latest views on the municipal market.

March 31, 2023
Core Investment Grade

Seeks to outperform the benchmark by eliminating or reducing uncompensated risk while allocating across Core sectors. 

March 31, 2023
Core Plus

Seeks to outperform the benchmark by eliminating or reducing uncompensated risk while opportunistically allocating investments across a range of core and off-benchmark sectors. 

March 31, 2023
Core Plus Opportunities

Seeks to outperform the benchmark by eliminating or reducing uncompensated risk while opportunistically allocating investments across a range of core and off-benchmark sectors. 

March 31, 2023
Intermediate Fixed Income

Intermediate seeks to outperform the benchmark by eliminating or reducing uncompensated risk from investments in fixed income intermediate securities.

December 31, 2022
Short Term Fixed Income

The Short Term Fixed Income investment objective is to provide, over an interest rate cycle, a total rate of return that exceeds the return of the benchmark index.

March 31, 2023
Strategic Bond

Strategic Bond managed by the Global Fixed Income team. 

March 31, 2023
Structured Product Opportunities

Unconstrained, seeking to outperform Libor through top-down analysis and bottom-up security selection.

March 31, 2023
Structured Product Total Return

Seeks to outperform the benchmark through top-down analysis and bottom-up security selection.

March 31, 2023
Convertibles

Seeks to maximize total return by outperforming the market and our competition while managing against downside risk.

March 31, 2023
High Yield

Seeks to identify securities that will minimize defaults and maximize yield and capital appreciation.  

March 31, 2023
Low Volatility High Yield

Seeks to earn attractive, risk-adjusted income through a combination of safety and yield. 

June 30, 2022
Global High Yield

Seeks to outperform the benchmark by seeking to eliminate uncompensated risk from investments in below investment grade securities.

March 31, 2023
High Yield Active Core

Seeks to outperform the benchmark by eliminating uncompensated risk from investments in below investment grade securities. 

March 31, 2023
Credit

Seeks to outperform the benchmark by eliminating or reducing uncompensated risk from investments in corporate credit securities. 

March 31, 2022
Short Duration High Yield

Seeks to provide an attractive risk adjusted return through eliminating uncompensated risk with investments in below investment grade securities. 

March 31, 2023
Fundamental International Equity All Country

Seeks to outperform the MSCI All Country World ex-US Index over a full market cycle while providing low downside capture during equity market sell-offs. 

March 31, 2023
Fundamental International Equity

Seeks to outperform the MSCI EAFE Index over a full market cycle while providing low downside capture during equity market sell-offs. 

March 31, 2023
Municipal High Yield

Seeks to generate attractive after tax returns by investing primarily in lower investment grade and non-investment grade municipal securities.

March 31, 2023
Municipal Investment Grade

Seeks to generate attractive after-tax returns by investing primarily in investment grade municipal securities.

March 31, 2023
Municipal Short Term

Seeks to generate attractive after tax returns by investing primarily in tax-exempt and taxable municipal securities with a maximum portfolio duration of three years. 

March 31, 2023
Municipal Taxable Active

Principally invests in taxable municipal bonds that are rated investment grade. 

April 12, 2022
Strategic Bond

A dynamic allocation across multiple market environments. 

April 12, 2022
Core Plus Opportunities

A different kind of core plus fixed income solution. 

Staff Spotlight - Rene Bustamante

Chief Administrative Officer

Staff Spotlight - Alina Sysak

Enterprise Business Services Associate

Staff Spotlight - Thomas Musmanno

Client Portfolio Manager

Staff Spotlight - Valentina Chen, CFA

Co-Head of Emerging Market Debt Team 

Staff Spotlight - Philip Fielding

Co-Head of Emerging Market Debt Team

MARCH 21, 2022
Balancing How to Stay the Course in Challenging Times

Inflation is rising across regions; the US Federal Reserve and the European Central Bank are on the cusp of normalizing interest rates.

MARCH 7, 2022
Dislocations in the Taxable Municipal Market Today

Given the backdrop of both geopolitical tensions and changing monetary policies at a global level, we have seen elevated volatility since the beginning of the year. 

FEBRUARY 24, 2022
International Equity Market Review and Outlook

In 2021, stock selection within the Healthcare and Technology sectors drove most of the outperformance of our International Equity strategy. 

FEBRUARY 17, 2022
Remaining Constructive on the Outlook

Yes, there’s reason to worry about inflation and the Federal Reserve’s hawkish pivot. But there are also reasons to remain constructive about the outlook. Here are three. 

Staff Spotlight - Michelle Hennigar

Head of the Business Response Team

Staff Spotlight - Riley Osborn

Analyst - High Yield Team