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Neither MacKay Shields LLC nor MacKay Shields Europe Investment Management Limited (collectively, “MacKay Shields”) can answer product or service-related questions on social network sites, including YouTube. You should not submit complaints through the MacKay Shields YouTube site (the “Site”). MacKay Shields will not treat any posting on this page as a complaint. MacKay Shields reserves the right to block any commenter who posts content that we deem to be inappropriate or offensive.

Please take into account that social network sites, including YouTube, are third party sites that are unaffiliated with MacKay Shields. MacKay Shields is not responsible for the terms of use or privacy or security policies at this Site or other third party sites that may be linked to by this Site. Your use of any third party sites and materials is at your own risk. We ask that users do not disclose any financial information on the Site, and MacKay Shields will never ask for any from you.

MacKay Shields LLC is a U.S. SEC registered investment adviser and we therefore cannot publish or otherwise disseminate testimonials about our products or services, so please refrain from such postings. Any content, including, likes, follows, and favorites should not be considered to be endorsements in any way. Please refrain from publishing, including through hyper-links, inappropriate or offensive material on the Site. Do not publish your own advertisements of any kind on the Site. MacKay Shields is not subject to any obligations of confidentiality regarding information posted or submitted through the Site.

The Site is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the Site is prohibited. Persons in respect of whom such prohibitions apply must not access the Site.

Opinions attributed to MacKay Shields contained on the Site or contained in any third party sites that may be linked from the Site, express the opinions of certain employees of MacKay Shields but not necessarily those of MacKay Shields, and the opinions are subject to change without notice. The Site may contain links to other Internet websites not maintained by MacKay Shields, to which these terms and our privacy policy do not apply. Please review the terms and privacy policy of any such third party sites prior to use. Websites linked to from the Site are not under the control of MacKay Shields and MacKay Shields is not responsible for, nor does it certify, the content of any linked site or any link contained in a non-affiliated linked site. MacKay Shields reserves the right to terminate any link or linking program at any time. The inclusion or omission of links in the Site is not intended to endorse any particular company or product, and MacKay Shields expressly disclaims any endorsement of the views and opinions expressed in any such linked site. If you decide to access any of the third party sites linked to within the Site, you do so entirely at your own risk. MacKay Shields shall not be responsible for notification of any change in the information contained in any linked site.

This material is distributed for informational purposes only, and is not intended to constitute the giving of advice or the making of a recommendation. The investments or strategies presented are not appropriate for every investor and do not take into account the investment objectives or financial needs of particular investors. An investor should review with its financial advisors the terms and conditions and risks involved with specific products or services and consider this information in the context of its personal risk tolerance and investment goals. Forecasts, estimates, and certain information contained herein should not be considered as investment advice or a recommendation of any particular security, strategy or investment product. Any forward looking statements speak only as of the date they are made, and MacKay Shields assumes no duty and does not undertake to update forward looking statements. Information contained herein has been obtained from sources believed to be reliable, but not guaranteed. No part of this Site may be reproduced in any form, or referred to in any other publication, without express written permission of MacKay Shields LLC. ©2022, Mackay Shields LLC.