The products and services of New York Life Investments' boutiques are not available in all jurisdictions or regions where such provision would be contrary to local laws or regulations.

“New York Life Investments’’ is both a service mark, and the common trade name, of the following investment advisers (also referred to herein individually as a “boutique” and collectively as “boutiques”) affiliated with New York Life Insurance Company: Ausbil Investment Management Limited (“Ausbil”), Apogem Capital LLC (“Apogem”), Candriam S.C.A. (“Candriam”), MacKay Shields LLC (“MacKay Shields”), New York Life Investment Management LLC (“NYLI LLC”), NYL Investors LLC (“NYL Investors”), and Tristan Capital Partners LLP (“Tristan”).

New York Life Investment Management LLC engages the services of unaffiliated federally registered advisors: CBRE Clarion Securities, Cushing® Asset Management, LP, Epoch Investment Partners, Inc., Fiera Capital Corporation, PineStone Asset Management, Wellington Management Company LLP, and Winslow Capital Management, LLC.