Many investors are facing the possibility that they will outlive their retirement savings. One strategy to combat this prospect lies in the composition of an investor’s portfolio. By allocating more of their portfolio to equities, investors can greatly increase the odds of retiring whenever they want—with funds that will last their entire lifetime.

New York Life Investments is both a service mark and the common trade name of the investment advisors aliated with New York Life Insurance Company. New York Life Investments, an indirect subsidiary of New York Life Insurance Company, New York, NY 10010, provides investment advisory products and services. Securities distributed by NYLIFE Distributors LLC, 30 Hudson Street, Jersey City, NJ 07302. NYLIFE Distributors LLC is a Member FINRA/SIPC.

New York Life, MainStay Investments, and their aliates do not provide legal, accounting, or tax advice. You should obtain advice specic to your circumstances from your own legal, accounting, and tax advisors.

This material represents an assessment of the market environment as at a specic date; is subject to change; and is not intended to be a forecast of future events or a guarantee of future results. This information should not be relied upon by the reader as research or investment advice regarding the funds or any issuer or security in particular.

This material contains general information only and does not take into account an individual's nancial circumstances. This information should not be relied upon as a primary basis for an investment decision. Rather, an assessment should be made as to whether the information is appropriate in individual circumstances and consideration should be given to talking to a nancial advisor before making an investment decision.

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